Foreclosure Steps And Timeline

How Do I.? - Evaluate My Situation
- Alternatives to Court
- Get Help
- Legal Research
- Start/Respond to a Case
- Discovery and Evidence
- Get ready for Court
- Judgments
- Appeals


Main navigation


- Home
- How Do I.? - Evaluate My Situation
- Alternatives to Court
- Get Help
- Legal Research
- Start/Respond to a Case
- Discovery and Evidence
- Prepare for Court
- Judgments
- Appeals




1. Real Estate and Other Housing
2. Foreclosure
3. Foreclosure Steps and Timeline


Foreclosure Steps and Timeline


This short article explains the actions and timeline of a foreclosure case from beginning to end.


1. Mortgage in default


Default = 1 day previous mortgage due date
- Lender sends out Notice of Intent to Foreclose (generally sent 45 days after default) and a loss mitigation application


2. Foreclosure filed in Court


- Lender's law company files Order to Docket. - Can submit any time after 45 days from when the Notice of Intent to Foreclose is sent out (or 90 days in default)


- Lender needs to wait 28 days after submitting the Order to Docket before submitting the last loss mitigation affidavit
- Lender needs to file the last loss mitigation affidavit a minimum of 1 month before sale


3.