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Are you at Risk Of Foreclosure?

1. Helping Americans
2. Avoiding Foreclosure


Avoiding Foreclosure


On This Page


Are You At Risk of Foreclosure?

Tips for Avoiding Foreclosure

When a Lending Institution Won't Work with You


Related Information


Speak to a HUD-Approved Housing Counseling Agency

FHA Loss Mitigation Services


There are a variety of programs to help house owners who are at threat of foreclosure and otherwise having problem with their regular monthly mortgage payments. Please continue checking out for a summary of resources offered.


Please read FHA's brochure, "Save Your Home: Tips to Avoid Foreclosure," likewise published in Spanish, Chinese and Vietnamese.


Contact Your Lender


If you are experiencing troubles making your mortgage payments, you are motivated to call your lender or loan servicer directly to ask about foreclosure avoidance alternatives that are readily available. If you are experiencing trouble interacting with your mortgage lending institution or servicer about your need for mortgage relief, there are organizations that can assist by calling lenders and servicers in your place.


Assistance for FHA-Insured Homeowners


The Federal Housing Administration (FHA), which belongs of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to stop and reverse the losses represented by foreclosure. Through its National Servicing Center (NSC), FHA provides a variety of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) debtors dealing with monetary difficulty or unemployment and whose mortgage is either in default or at threat of default.


Click on this link to log onto the NSC Loss Mitigation Programs home page.

Click Here for responses to Frequently Asked Questions about FHA's loss mitigation programs.
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